Call reports 2012
SEAMENS BANK — 2012
What SEAMENS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 298,987,000 | 301,496,000 | 329,770,000 | 316,567,000 |
| Total loans | 192,192,000 | 195,490,000 | 195,044,000 | 200,702,000 |
| Allowance for loan losses | 2,403,000 | 2,441,000 | 2,445,000 | 2,466,000 |
| Securities available for sale | 83,502,000 | 82,288,000 | 96,326,000 | 86,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,456,000 | 265,063,000 | 292,737,000 | 279,563,000 |
| Interest-bearing deposits | 237,336,000 | 235,697,000 | 252,009,000 | 246,925,000 |
| Noninterest-bearing deposits | 26,120,000 | 29,366,000 | 40,728,000 | 32,638,000 |
| Equity capital | 33,862,000 | 34,228,000 | 35,031,000 | 35,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,255,000 | 7,920,000 | 10,516,000 |
| Interest expense | 416,000 | 793,000 | 1,138,000 | 1,467,000 |
| Net interest income | 2,162,000 | 4,462,000 | 6,782,000 | 9,049,000 |
| Noninterest income | 165,000 | 354,000 | 708,000 | 930,000 |
| Noninterest expense | 2,100,000 | 4,323,000 | 6,441,000 | 8,559,000 |
| Provision for loan losses | 80,000 | 110,000 | 120,000 | 140,000 |
| Pretax income | 240,000 | 564,000 | 1,141,000 | 1,524,000 |
| Income tax | 37,000 | 117,000 | 298,000 | 419,000 |
| Net income | 203,000 | 447,000 | 843,000 | 1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,518,000 | 33,761,000 | 34,157,000 | 34,419,000 |
| Total capital | 36,017,000 | 36,304,000 | 36,730,000 | 36,999,000 |
| Risk-weighted assets | 229,074,000 | 229,567,000 | 244,149,000 | 238,673,000 |