Call reports 2011
SEAMENS BANK — 2011
What SEAMENS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 291,739,000 | 297,093,000 | 316,878,000 | 300,279,000 |
| Total loans | 193,340,000 | 195,788,000 | 187,561,000 | 186,270,000 |
| Allowance for loan losses | 2,569,000 | 2,569,000 | 2,595,000 | 2,405,000 |
| Securities available for sale | 72,783,000 | 75,534,000 | 92,104,000 | 84,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,534,000 | 261,856,000 | 281,609,000 | 264,617,000 |
| Interest-bearing deposits | 233,379,000 | 232,626,000 | 246,264,000 | 237,182,000 |
| Noninterest-bearing deposits | 24,155,000 | 29,230,000 | 35,345,000 | 27,435,000 |
| Equity capital | 32,152,000 | 32,745,000 | 33,080,000 | 33,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,805,000 | 5,538,000 | 8,375,000 | 10,980,000 |
| Interest expense | 524,000 | 1,020,000 | 1,503,000 | 1,958,000 |
| Net interest income | 2,281,000 | 4,518,000 | 6,872,000 | 9,022,000 |
| Noninterest income | 199,000 | 378,000 | 627,000 | 832,000 |
| Noninterest expense | 2,144,000 | 4,298,000 | 6,397,000 | 8,513,000 |
| Provision for loan losses | 20,000 | 25,000 | 25,000 | -30,000 |
| Pretax income | 459,000 | 794,000 | 1,410,000 | 1,804,000 |
| Income tax | 166,000 | 232,000 | 412,000 | 508,000 |
| Net income | 293,000 | 562,000 | 998,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,311,000 | 32,580,000 | 33,016,000 | 33,315,000 |
| Total capital | 34,952,000 | 35,219,000 | 35,648,000 | 35,802,000 |
| Risk-weighted assets | 220,548,000 | 225,458,000 | 236,323,000 | 226,251,000 |