Call reports 2010
SEAMENS BANK — 2010
What SEAMENS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 285,678,000 | 292,134,000 | 314,634,000 | 294,229,000 |
| Total loans | 197,758,000 | 201,767,000 | 193,973,000 | 192,750,000 |
| Allowance for loan losses | 2,517,000 | 2,712,000 | 2,550,000 | 2,575,000 |
| Securities available for sale | 63,608,000 | 64,386,000 | 67,363,000 | 70,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,794,000 | 258,666,000 | 280,503,000 | 260,550,000 |
| Interest-bearing deposits | 231,026,000 | 232,299,000 | 246,037,000 | 235,640,000 |
| Noninterest-bearing deposits | 21,768,000 | 26,367,000 | 34,466,000 | 24,910,000 |
| Equity capital | 31,080,000 | 31,563,000 | 32,276,000 | 32,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,093,000 | 6,219,000 | 9,378,000 | 12,272,000 |
| Interest expense | 725,000 | 1,389,000 | 2,003,000 | 2,586,000 |
| Net interest income | 2,368,000 | 4,830,000 | 7,375,000 | 9,686,000 |
| Noninterest income | 166,000 | 337,000 | 589,000 | 823,000 |
| Noninterest expense | 2,051,000 | 4,039,000 | 5,976,000 | 8,053,000 |
| Provision for loan losses | 130,000 | 380,000 | 510,000 | 520,000 |
| Pretax income | 429,000 | 833,000 | 1,562,000 | 2,023,000 |
| Income tax | -11,000 | 90,000 | 311,000 | 436,000 |
| Net income | 440,000 | 743,000 | 1,251,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,871,000 | 31,174,000 | 31,682,000 | 32,018,000 |
| Total capital | 33,404,000 | 33,886,000 | 34,254,000 | 34,640,000 |
| Risk-weighted assets | 216,012,000 | 221,195,000 | 221,207,000 | 216,761,000 |