Call reports 2009
SEAMENS BANK — 2009
What SEAMENS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 264,018,000 | 281,095,000 | 307,188,000 | 292,685,000 |
| Total loans | 196,472,000 | 196,757,000 | 191,758,000 | 192,837,000 |
| Allowance for loan losses | 2,408,000 | 2,320,000 | 2,351,000 | 2,397,000 |
| Securities available for sale | 46,937,000 | 49,413,000 | 52,468,000 | 61,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,365,000 | 241,957,000 | 274,429,000 | 260,195,000 |
| Interest-bearing deposits | 207,973,000 | 220,595,000 | 243,621,000 | 237,549,000 |
| Noninterest-bearing deposits | 17,392,000 | 21,362,000 | 30,808,000 | 22,646,000 |
| Equity capital | 29,035,000 | 29,422,000 | 30,012,000 | 30,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,329,000 | 6,489,000 | 9,706,000 | 12,799,000 |
| Interest expense | 1,233,000 | 2,434,000 | 3,454,000 | 4,363,000 |
| Net interest income | 2,096,000 | 4,055,000 | 6,252,000 | 8,436,000 |
| Noninterest income | 147,000 | 355,000 | 643,000 | 853,000 |
| Noninterest expense | 1,859,000 | 3,812,000 | 5,658,000 | 7,512,000 |
| Provision for loan losses | 15,000 | 35,000 | 206,000 | 306,000 |
| Pretax income | 371,000 | 565,000 | 1,047,000 | 1,602,000 |
| Income tax | 258,000 | 299,000 | 473,000 | 671,000 |
| Net income | 113,000 | 266,000 | 574,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,613,000 | 29,766,000 | 30,074,000 | 30,431,000 |
| Total capital | 32,021,000 | 32,086,000 | 32,425,000 | 32,840,000 |
| Risk-weighted assets | 192,718,000 | 200,548,000 | 203,804,000 | 209,891,000 |