Call reports 2008
SEAMENS BANK — 2008
What SEAMENS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 242,879,000 | 255,314,000 | 274,438,000 | 260,915,000 |
| Total loans | 183,786,000 | 189,790,000 | 191,189,000 | 192,658,000 |
| Allowance for loan losses | 2,497,000 | 2,463,000 | 2,365,000 | 2,305,000 |
| Securities available for sale | 38,075,000 | 34,705,000 | 45,576,000 | 43,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,715,000 | 218,110,000 | 240,796,000 | 226,330,000 |
| Interest-bearing deposits | 188,431,000 | 195,352,000 | 212,174,000 | 206,961,000 |
| Noninterest-bearing deposits | 17,284,000 | 22,758,000 | 28,622,000 | 19,369,000 |
| Equity capital | 29,010,000 | 29,047,000 | 28,624,000 | 29,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,587,000 | 6,958,000 | 10,380,000 | 13,816,000 |
| Interest expense | 1,602,000 | 3,159,000 | 4,628,000 | 5,956,000 |
| Net interest income | 1,985,000 | 3,799,000 | 5,752,000 | 7,860,000 |
| Noninterest income | 142,000 | 288,000 | 548,000 | 716,000 |
| Noninterest expense | 1,735,000 | 3,506,000 | 5,314,000 | 7,040,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 420,000 | 457,000 | 742,000 | 613,000 |
| Income tax | 118,000 | 122,000 | 222,000 | 184,000 |
| Net income | 302,000 | 335,000 | 520,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,373,000 | 29,405,000 | 29,591,000 | 29,500,000 |
| Total capital | 31,510,000 | 31,639,000 | 31,933,000 | 31,805,000 |
| Risk-weighted assets | 170,568,000 | 178,456,000 | 187,375,000 | 187,799,000 |