Call reports 2007
SEAMENS BANK — 2007
What SEAMENS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 250,836,000 | 249,683,000 | 257,453,000 | 239,042,000 |
| Total loans | 173,332,000 | 180,564,000 | 179,085,000 | 179,579,000 |
| Allowance for loan losses | 2,523,000 | 2,517,000 | 2,515,000 | 2,499,000 |
| Securities available for sale | 61,379,000 | 53,271,000 | 47,026,000 | 45,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,494,000 | 205,604,000 | 221,282,000 | 206,206,000 |
| Interest-bearing deposits | 191,332,000 | 182,844,000 | 193,074,000 | 188,046,000 |
| Noninterest-bearing deposits | 17,162,000 | 22,760,000 | 28,208,000 | 18,160,000 |
| Equity capital | 27,276,000 | 27,405,000 | 28,182,000 | 28,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,538,000 | 7,242,000 | 11,048,000 | 14,760,000 |
| Interest expense | 1,748,000 | 3,544,000 | 5,302,000 | 6,998,000 |
| Net interest income | 1,790,000 | 3,698,000 | 5,746,000 | 7,762,000 |
| Noninterest income | 114,000 | 245,000 | 540,000 | 677,000 |
| Noninterest expense | 1,624,000 | 3,279,000 | 4,939,000 | 6,642,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 267,000 | 675,000 | 1,359,000 | 1,809,000 |
| Income tax | 73,000 | 209,000 | 455,000 | 605,000 |
| Net income | 194,000 | 466,000 | 904,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,061,000 | 28,332,000 | 28,771,000 | 29,071,000 |
| Total capital | 30,167,000 | 30,500,000 | 30,897,000 | 31,164,000 |
| Risk-weighted assets | 168,080,000 | 173,060,000 | 169,682,000 | 167,007,000 |