Call reports 2006
SEAMENS BANK — 2006
What SEAMENS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 247,242,000 | 255,080,000 | 262,365,000 | 248,455,000 |
| Total loans | 159,528,000 | 162,522,000 | 161,509,000 | 163,900,000 |
| Allowance for loan losses | 2,542,000 | 2,543,000 | 2,543,000 | 2,543,000 |
| Securities available for sale | 72,905,000 | 72,857,000 | 68,639,000 | 66,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,026,000 | 205,682,000 | 226,774,000 | 212,632,000 |
| Interest-bearing deposits | 185,293,000 | 185,688,000 | 199,579,000 | 193,114,000 |
| Noninterest-bearing deposits | 17,733,000 | 19,994,000 | 27,195,000 | 19,518,000 |
| Equity capital | 25,289,000 | 25,401,000 | 26,467,000 | 26,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,233,000 | 6,574,000 | 10,099,000 | 13,687,000 |
| Interest expense | 1,259,000 | 2,721,000 | 4,322,000 | 6,005,000 |
| Net interest income | 1,974,000 | 3,853,000 | 5,777,000 | 7,682,000 |
| Noninterest income | 83,000 | 199,000 | 480,000 | 622,000 |
| Noninterest expense | 1,602,000 | 3,199,000 | 4,748,000 | 6,358,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 446,000 | 841,000 | 1,496,000 | 1,933,000 |
| Income tax | 146,000 | 268,000 | 498,000 | 638,000 |
| Net income | 300,000 | 573,000 | 998,000 | 1,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,872,000 | 27,145,000 | 27,570,000 | 27,866,000 |
| Total capital | 28,921,000 | 29,228,000 | 29,619,000 | 29,899,000 |
| Risk-weighted assets | 163,398,000 | 166,215,000 | 163,454,000 | 162,128,000 |