Call reports 2005
SEAMENS BANK — 2005
What SEAMENS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 234,873,000 | 246,966,000 | 263,384,000 | 249,405,000 |
| Total loans | 144,819,000 | 150,319,000 | 152,763,000 | 157,759,000 |
| Allowance for loan losses | 2,553,000 | 2,554,000 | 2,556,000 | 2,560,000 |
| Securities available for sale | 76,359,000 | 74,552,000 | 73,735,000 | 74,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,942,000 | 206,973,000 | 233,647,000 | 216,346,000 |
| Interest-bearing deposits | 180,707,000 | 185,711,000 | 205,048,000 | 195,541,000 |
| Noninterest-bearing deposits | 18,235,000 | 21,262,000 | 28,599,000 | 20,805,000 |
| Equity capital | 24,138,000 | 24,986,000 | 25,001,000 | 25,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,766,000 | 5,714,000 | 8,845,000 | 12,074,000 |
| Interest expense | 892,000 | 1,885,000 | 2,976,000 | 4,178,000 |
| Net interest income | 1,874,000 | 3,829,000 | 5,869,000 | 7,896,000 |
| Noninterest income | 108,000 | 219,000 | 495,000 | 608,000 |
| Noninterest expense | 1,290,000 | 2,827,000 | 4,431,000 | 6,046,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 692,000 | 1,218,000 | 1,928,000 | 2,453,000 |
| Income tax | 253,000 | 433,000 | 689,000 | 869,000 |
| Net income | 439,000 | 785,000 | 1,239,000 | 1,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,426,000 | 25,772,000 | 26,227,000 | 26,572,000 |
| Total capital | 27,362,000 | 27,764,000 | 28,289,000 | 28,634,000 |
| Risk-weighted assets | 154,252,000 | 158,761,000 | 164,469,000 | 164,445,000 |