Call reports 2004
SEAMENS BANK — 2004
What SEAMENS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 225,940,000 | 230,969,000 | 243,497,000 | 233,652,000 |
| Total loans | 129,668,000 | 138,492,000 | 134,804,000 | 137,977,000 |
| Allowance for loan losses | 2,531,000 | 2,542,000 | 2,559,000 | 2,537,000 |
| Securities available for sale | 78,939,000 | 76,708,000 | 80,795,000 | 75,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,146,000 | 201,042,000 | 218,734,000 | 202,567,000 |
| Interest-bearing deposits | 174,730,000 | 183,652,000 | 196,293,000 | 183,788,000 |
| Noninterest-bearing deposits | 14,416,000 | 17,390,000 | 22,441,000 | 18,779,000 |
| Equity capital | 24,137,000 | 22,989,000 | 24,165,000 | 24,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,751,000 | 5,506,000 | 8,007,000 | 10,807,000 |
| Interest expense | 824,000 | 1,664,000 | 2,513,000 | 3,359,000 |
| Net interest income | 1,927,000 | 3,842,000 | 5,494,000 | 7,448,000 |
| Noninterest income | 110,000 | 226,000 | 465,000 | 571,000 |
| Noninterest expense | 1,209,000 | 2,487,000 | 3,728,000 | 5,111,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 752,000 | 1,507,000 | 2,158,000 | 2,776,000 |
| Income tax | 304,000 | 580,000 | 831,000 | 1,038,000 |
| Net income | 448,000 | 927,000 | 1,327,000 | 1,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,698,000 | 24,176,000 | 24,577,000 | 24,988,000 |
| Total capital | 25,430,000 | 26,017,000 | 26,417,000 | 26,854,000 |
| Risk-weighted assets | 137,801,000 | 146,581,000 | 146,468,000 | 148,582,000 |