Call reports 2003
SEAMENS BANK — 2003
What SEAMENS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 204,428,000 | 208,701,000 | 231,290,000 | 224,062,000 |
| Total loans | 116,764,000 | 114,008,000 | 113,898,000 | 123,731,000 |
| Allowance for loan losses | 2,484,000 | 2,497,000 | 2,511,000 | 2,525,000 |
| Securities available for sale | 71,096,000 | 71,770,000 | 85,933,000 | 86,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,118,000 | 185,095,000 | 207,330,000 | 194,298,000 |
| Interest-bearing deposits | 168,214,000 | 169,073,000 | 185,822,000 | 180,265,000 |
| Noninterest-bearing deposits | 12,904,000 | 16,022,000 | 21,508,000 | 14,033,000 |
| Equity capital | 22,672,000 | 22,809,000 | 23,209,000 | 23,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,577,000 | 5,033,000 | 7,659,000 | 10,349,000 |
| Interest expense | 958,000 | 1,841,000 | 2,734,000 | 3,607,000 |
| Net interest income | 1,619,000 | 3,192,000 | 4,925,000 | 6,742,000 |
| Noninterest income | 104,000 | 223,000 | 497,000 | 600,000 |
| Noninterest expense | 1,092,000 | 2,270,000 | 3,438,000 | 4,620,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 616,000 | 1,115,000 | 1,960,000 | 2,709,000 |
| Income tax | 230,000 | 411,000 | 698,000 | 962,000 |
| Net income | 386,000 | 704,000 | 1,262,000 | 1,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,889,000 | 22,207,000 | 22,765,000 | 23,250,000 |
| Total capital | 23,457,000 | 23,763,000 | 24,380,000 | 24,918,000 |
| Risk-weighted assets | 124,529,000 | 123,546,000 | 128,277,000 | 132,622,000 |