Call reports 2002
SEAMENS BANK — 2002
What SEAMENS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 177,913,000 | 188,053,000 | 207,625,000 | 207,252,000 |
| Total loans | 106,215,000 | 112,800,000 | 113,672,000 | 113,304,000 |
| Allowance for loan losses | 2,412,000 | 2,430,000 | 2,448,000 | 2,468,000 |
| Securities available for sale | 54,412,000 | 53,641,000 | 67,832,000 | 78,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,521,000 | 165,786,000 | 185,018,000 | 184,190,000 |
| Interest-bearing deposits | 145,494,000 | 151,644,000 | 165,633,000 | 169,563,000 |
| Noninterest-bearing deposits | 11,027,000 | 14,142,000 | 19,385,000 | 14,627,000 |
| Equity capital | 20,646,000 | 21,385,000 | 22,024,000 | 22,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,124,000 | 7,743,000 | 10,436,000 |
| Interest expense | 1,077,000 | 2,100,000 | 3,176,000 | 4,262,000 |
| Net interest income | 1,483,000 | 3,024,000 | 4,567,000 | 6,174,000 |
| Noninterest income | 106,000 | 226,000 | 501,000 | 621,000 |
| Noninterest expense | 1,064,000 | 2,141,000 | 3,225,000 | 4,329,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 510,000 | 1,079,000 | 1,798,000 | 2,406,000 |
| Income tax | 212,000 | 445,000 | 710,000 | 918,000 |
| Net income | 298,000 | 634,000 | 1,088,000 | 1,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,312,000 | 20,648,000 | 21,102,000 | 21,502,000 |
| Total capital | 21,716,000 | 22,144,000 | 22,758,000 | 23,084,000 |
| Risk-weighted assets | 111,352,000 | 118,774,000 | 131,655,000 | 125,710,000 |