Call reports 2026
BATTLE CREEK STATE BANK — 2026
What BATTLE CREEK STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 64,175,000 | 70,997,000 |
| Total loans | 46,680,000 | 55,785,000 |
| Allowance for loan losses | 392,000 | 392,000 |
| Securities available for sale | 7,993,000 | 8,017,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 54,344,000 | 61,025,000 |
| Interest-bearing deposits | 46,435,000 | 52,217,000 |
| Noninterest-bearing deposits | 7,909,000 | 8,808,000 |
| Equity capital | 9,661,000 | 9,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 841,000 | 1,825,000 |
| Interest expense | 293,000 | 640,000 |
| Net interest income | 548,000 | 1,185,000 |
| Noninterest income | 127,000 | 313,000 |
| Noninterest expense | 467,000 | 1,114,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 208,000 | 384,000 |
| Income tax | 44,000 | 58,000 |
| Net income | 164,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,645,000 | 9,773,000 |
| Total capital | 10,037,000 | 10,165,000 |
| Risk-weighted assets | 50,041,000 | 59,186,000 |