Call reports 2010
FIRSTBANK OF CHERRY CREEK — 2010
What FIRSTBANK OF CHERRY CREEK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 486,900,000 | 488,638,000 | 502,395,000 |
| Total loans | 191,255,000 | 193,908,000 | 199,068,000 |
| Allowance for loan losses | 3,125,000 | 3,354,000 | 3,439,000 |
| Securities available for sale | 181,040,000 | 157,442,000 | 145,336,000 |
| Securities held to maturity | 76,473,000 | 90,328,000 | 103,891,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 449,659,000 | 449,204,000 | 454,315,000 |
| Interest-bearing deposits | 368,580,000 | 361,794,000 | 371,725,000 |
| Noninterest-bearing deposits | 81,080,000 | 87,410,000 | 82,590,000 |
| Equity capital | 34,307,000 | 36,543,000 | 39,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 5,562,000 | 11,240,000 | 16,803,000 |
| Interest expense | 806,000 | 1,555,000 | 2,240,000 |
| Net interest income | 4,756,000 | 9,685,000 | 14,563,000 |
| Noninterest income | 1,123,000 | 2,284,000 | 3,479,000 |
| Noninterest expense | 2,521,000 | 5,113,000 | 7,821,000 |
| Provision for loan losses | 204,000 | 477,000 | 614,000 |
| Pretax income | 3,154,000 | 6,379,000 | 9,716,000 |
| Income tax | 991,000 | 2,021,000 | 3,090,000 |
| Net income | 2,163,000 | 4,358,000 | 6,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 31,898,000 | 34,093,000 | 36,361,000 |
| Total capital | 34,881,000 | 37,087,000 | 39,287,000 |
| Risk-weighted assets | 238,421,000 | 239,131,000 | 233,527,000 |