Call reports 2009
FIRSTBANK OF CHERRY CREEK — 2009
What FIRSTBANK OF CHERRY CREEK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 442,208,000 | 445,427,000 | 470,243,000 | 484,010,000 |
| Total loans | 167,255,000 | 176,441,000 | 185,748,000 | 189,160,000 |
| Allowance for loan losses | 2,674,000 | 3,095,000 | 3,008,000 | 2,998,000 |
| Securities available for sale | 134,681,000 | 143,201,000 | 159,440,000 | 171,986,000 |
| Securities held to maturity | 85,195,000 | 82,623,000 | 83,213,000 | 79,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,130,000 | 413,573,000 | 428,205,000 | 449,967,000 |
| Interest-bearing deposits | 345,035,000 | 344,419,000 | 354,651,000 | 369,862,000 |
| Noninterest-bearing deposits | 70,094,000 | 69,154,000 | 73,554,000 | 80,105,000 |
| Equity capital | 25,194,000 | 30,277,000 | 32,358,000 | 31,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,478,000 | 11,027,000 | 16,559,000 | 22,080,000 |
| Interest expense | 1,446,000 | 2,636,000 | 3,713,000 | 4,715,000 |
| Net interest income | 4,032,000 | 8,391,000 | 12,846,000 | 17,365,000 |
| Noninterest income | 1,161,000 | 2,345,000 | 3,559,000 | 4,752,000 |
| Noninterest expense | 2,384,000 | 5,085,000 | 7,552,000 | 10,140,000 |
| Provision for loan losses | 166,000 | 656,000 | 894,000 | 1,341,000 |
| Pretax income | 2,643,000 | 4,995,000 | 7,959,000 | 10,636,000 |
| Income tax | 817,000 | 1,517,000 | 2,461,000 | 3,266,000 |
| Net income | 1,826,000 | 3,478,000 | 5,498,000 | 7,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,689,000 | 29,341,000 | 31,362,000 | 30,234,000 |
| Total capital | 30,297,000 | 32,088,000 | 34,323,000 | 33,250,000 |
| Risk-weighted assets | 216,553,000 | 219,331,000 | 236,748,000 | 241,253,000 |