Call reports 2007
FIRSTBANK OF CHERRY CREEK — 2007
What FIRSTBANK OF CHERRY CREEK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 352,945,000 | 370,874,000 | 377,254,000 | 391,421,000 |
| Total loans | 109,344,000 | 123,451,000 | 132,009,000 | 140,051,000 |
| Allowance for loan losses | 1,129,000 | 1,314,000 | 1,379,000 | 1,498,000 |
| Securities available for sale | 146,686,000 | 140,954,000 | 138,713,000 | 135,019,000 |
| Securities held to maturity | 71,560,000 | 81,604,000 | 81,443,000 | 81,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,083,000 | 326,619,000 | 336,924,000 | 348,032,000 |
| Interest-bearing deposits | 256,009,000 | 255,619,000 | 263,871,000 | 272,370,000 |
| Noninterest-bearing deposits | 73,074,000 | 71,000,000 | 73,053,000 | 75,662,000 |
| Equity capital | 21,326,000 | 20,469,000 | 21,629,000 | 22,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,843,000 | 9,998,000 | 15,403,000 | 20,877,000 |
| Interest expense | 2,277,000 | 4,827,000 | 7,624,000 | 10,269,000 |
| Net interest income | 2,566,000 | 5,171,000 | 7,779,000 | 10,608,000 |
| Noninterest income | 1,007,000 | 2,150,000 | 3,382,000 | 4,659,000 |
| Noninterest expense | 1,867,000 | 3,756,000 | 5,667,000 | 7,589,000 |
| Provision for loan losses | 54,000 | 265,000 | 370,000 | 518,000 |
| Pretax income | 1,652,000 | 3,300,000 | 5,124,000 | 7,160,000 |
| Income tax | 499,000 | 994,000 | 1,556,000 | 2,197,000 |
| Net income | 1,153,000 | 2,306,000 | 3,568,000 | 4,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,588,000 | 21,040,000 | 21,503,000 | 22,097,000 |
| Total capital | 21,748,000 | 22,401,000 | 22,934,000 | 23,649,000 |
| Risk-weighted assets | 152,433,000 | 167,633,000 | 173,916,000 | 180,382,000 |