Call reports 2006
FIRSTBANK OF CHERRY CREEK — 2006
What FIRSTBANK OF CHERRY CREEK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 328,030,000 | 324,995,000 | 336,711,000 | 343,402,000 |
| Total loans | 86,269,000 | 92,796,000 | 94,786,000 | 98,692,000 |
| Allowance for loan losses | 918,000 | 967,000 | 996,000 | 1,088,000 |
| Securities available for sale | 144,400,000 | 142,623,000 | 143,380,000 | 150,309,000 |
| Securities held to maturity | 54,456,000 | 54,182,000 | 63,938,000 | 63,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,381,000 | 305,016,000 | 312,893,000 | 319,919,000 |
| Interest-bearing deposits | 228,493,000 | 229,876,000 | 239,583,000 | 243,728,000 |
| Noninterest-bearing deposits | 76,888,000 | 75,140,000 | 73,310,000 | 76,190,000 |
| Equity capital | 20,540,000 | 19,283,000 | 21,379,000 | 21,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,195,000 | 8,585,000 | 13,139,000 | 17,872,000 |
| Interest expense | 1,562,000 | 3,312,000 | 5,337,000 | 7,552,000 |
| Net interest income | 2,633,000 | 5,273,000 | 7,802,000 | 10,320,000 |
| Noninterest income | 950,000 | 2,010,000 | 3,087,000 | 4,168,000 |
| Noninterest expense | 1,815,000 | 3,756,000 | 5,567,000 | 7,380,000 |
| Provision for loan losses | 65,000 | 145,000 | 189,000 | 317,000 |
| Pretax income | 1,703,000 | 3,382,000 | 5,133,000 | 6,791,000 |
| Income tax | 519,000 | 1,022,000 | 1,562,000 | 2,061,000 |
| Net income | 1,184,000 | 2,360,000 | 3,571,000 | 4,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,388,000 | 20,570,000 | 20,776,000 | 20,935,000 |
| Total capital | 21,331,000 | 21,564,000 | 21,800,000 | 22,052,000 |
| Risk-weighted assets | 129,605,000 | 135,958,000 | 138,529,000 | 142,950,000 |