Call reports 2005
FIRSTBANK OF CHERRY CREEK — 2005
What FIRSTBANK OF CHERRY CREEK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 315,295,000 | 312,645,000 | 305,497,000 | 318,893,000 |
| Total loans | 78,486,000 | 82,147,000 | 84,599,000 | 83,309,000 |
| Allowance for loan losses | 805,000 | 823,000 | 841,000 | 872,000 |
| Securities available for sale | 171,205,000 | 159,808,000 | 153,283,000 | 148,037,000 |
| Securities held to maturity | 41,550,000 | 40,676,000 | 39,906,000 | 49,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,974,000 | 286,373,000 | 281,292,000 | 295,716,000 |
| Interest-bearing deposits | 222,139,000 | 218,109,000 | 209,888,000 | 222,680,000 |
| Noninterest-bearing deposits | 66,835,000 | 68,264,000 | 71,404,000 | 73,036,000 |
| Equity capital | 20,478,000 | 22,601,000 | 21,776,000 | 21,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,920,000 | 7,926,000 | 11,901,000 | 16,002,000 |
| Interest expense | 997,000 | 2,117,000 | 3,331,000 | 4,740,000 |
| Net interest income | 2,923,000 | 5,809,000 | 8,570,000 | 11,262,000 |
| Noninterest income | 926,000 | 1,916,000 | 2,946,000 | 3,931,000 |
| Noninterest expense | 1,841,000 | 3,646,000 | 5,417,000 | 7,157,000 |
| Provision for loan losses | 74,000 | 108,000 | 149,000 | 206,000 |
| Pretax income | 1,934,000 | 4,073,000 | 6,052,000 | 7,932,000 |
| Income tax | 586,000 | 1,250,000 | 1,863,000 | 2,444,000 |
| Net income | 1,348,000 | 2,823,000 | 4,189,000 | 5,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,365,000 | 19,840,000 | 20,205,000 | 20,305,000 |
| Total capital | 20,170,000 | 20,663,000 | 21,046,000 | 21,177,000 |
| Risk-weighted assets | 118,674,000 | 120,125,000 | 121,807,000 | 123,725,000 |