Call reports 2004
FIRSTBANK OF CHERRY CREEK — 2004
What FIRSTBANK OF CHERRY CREEK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 306,702,000 | 307,820,000 | 333,656,000 | 319,450,000 |
| Total loans | 74,720,000 | 76,282,000 | 77,116,000 | 77,262,000 |
| Allowance for loan losses | 722,000 | 750,000 | 713,000 | 756,000 |
| Securities available for sale | 181,755,000 | 180,303,000 | 199,357,000 | 177,506,000 |
| Securities held to maturity | 20,965,000 | 22,852,000 | 34,546,000 | 34,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,860,000 | 277,900,000 | 287,392,000 | 279,727,000 |
| Interest-bearing deposits | 218,644,000 | 220,096,000 | 222,439,000 | 214,348,000 |
| Noninterest-bearing deposits | 64,216,000 | 57,803,000 | 64,953,000 | 65,379,000 |
| Equity capital | 20,223,000 | 18,204,000 | 20,764,000 | 20,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,057,000 | 6,340,000 | 9,965,000 | 13,860,000 |
| Interest expense | 822,000 | 1,620,000 | 2,498,000 | 3,484,000 |
| Net interest income | 2,235,000 | 4,720,000 | 7,467,000 | 10,376,000 |
| Noninterest income | 971,000 | 1,999,000 | 2,985,000 | 3,945,000 |
| Noninterest expense | 1,686,000 | 3,521,000 | 5,380,000 | 7,282,000 |
| Provision for loan losses | 131,000 | 178,000 | 168,000 | 261,000 |
| Pretax income | 1,389,000 | 3,020,000 | 4,904,000 | 6,797,000 |
| Income tax | 397,000 | 884,000 | 1,452,000 | 2,020,000 |
| Net income | 992,000 | 2,136,000 | 3,452,000 | 4,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,332,000 | 17,775,000 | 18,092,000 | 18,016,000 |
| Total capital | 18,054,000 | 18,525,000 | 18,805,000 | 18,772,000 |
| Risk-weighted assets | 111,403,000 | 115,676,000 | 119,402,000 | 116,787,000 |