Call reports 2003
FIRSTBANK OF CHERRY CREEK — 2003
What FIRSTBANK OF CHERRY CREEK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 261,302,000 | 267,617,000 | 291,092,000 | 307,928,000 |
| Total loans | 66,678,000 | 67,048,000 | 74,106,000 | 77,391,000 |
| Allowance for loan losses | 604,000 | 592,000 | 605,000 | 606,000 |
| Securities available for sale | 136,834,000 | 145,632,000 | 155,166,000 | 170,554,000 |
| Securities held to maturity | 22,059,000 | 22,110,000 | 22,065,000 | 22,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,838,000 | 247,531,000 | 269,472,000 | 285,796,000 |
| Interest-bearing deposits | 188,827,000 | 196,860,000 | 210,580,000 | 223,200,000 |
| Noninterest-bearing deposits | 53,010,000 | 50,671,000 | 58,892,000 | 62,595,000 |
| Equity capital | 17,897,000 | 18,763,000 | 19,915,000 | 18,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,747,000 | 5,509,000 | 8,105,000 | 10,862,000 |
| Interest expense | 811,000 | 1,660,000 | 2,548,000 | 3,413,000 |
| Net interest income | 1,936,000 | 3,849,000 | 5,557,000 | 7,449,000 |
| Noninterest income | 915,000 | 1,894,000 | 2,933,000 | 3,906,000 |
| Noninterest expense | 1,624,000 | 3,253,000 | 4,877,000 | 6,444,000 |
| Provision for loan losses | -131,000 | -120,000 | -83,000 | -53,000 |
| Pretax income | 1,358,000 | 2,610,000 | 3,696,000 | 4,964,000 |
| Income tax | 382,000 | 718,000 | 989,000 | 1,349,000 |
| Net income | 976,000 | 1,892,000 | 2,707,000 | 3,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,900,000 | 17,816,000 | 18,631,000 | 17,039,000 |
| Total capital | 17,504,000 | 18,408,000 | 19,236,000 | 17,645,000 |
| Risk-weighted assets | 99,778,000 | 100,676,000 | 106,033,000 | 111,811,000 |