Call reports 2002
FIRSTBANK OF CHERRY CREEK — 2002
What FIRSTBANK OF CHERRY CREEK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 200,903,000 | 212,193,000 | 216,754,000 | 244,105,000 |
| Total loans | 73,791,000 | 74,861,000 | 71,886,000 | 69,984,000 |
| Allowance for loan losses | 848,000 | 797,000 | 788,000 | 748,000 |
| Securities available for sale | 82,636,000 | 91,588,000 | 98,213,000 | 110,125,000 |
| Securities held to maturity | 20,744,000 | 20,400,000 | 20,272,000 | 21,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,755,000 | 195,180,000 | 198,334,000 | 224,980,000 |
| Interest-bearing deposits | 141,528,000 | 145,194,000 | 147,211,000 | 172,653,000 |
| Noninterest-bearing deposits | 45,226,000 | 49,986,000 | 51,123,000 | 52,326,000 |
| Equity capital | 12,544,000 | 14,989,000 | 16,472,000 | 17,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,892,000 | 5,749,000 | 8,711,000 | 11,587,000 |
| Interest expense | 772,000 | 1,502,000 | 2,249,000 | 2,981,000 |
| Net interest income | 2,120,000 | 4,247,000 | 6,462,000 | 8,606,000 |
| Noninterest income | 810,000 | 1,643,000 | 2,536,000 | 3,493,000 |
| Noninterest expense | 1,357,000 | 2,776,000 | 4,188,000 | 5,675,000 |
| Provision for loan losses | -57,000 | -94,000 | -102,000 | -126,000 |
| Pretax income | 1,630,000 | 3,208,000 | 4,912,000 | 6,550,000 |
| Income tax | 508,000 | 987,000 | 1,509,000 | 1,997,000 |
| Net income | 1,122,000 | 2,221,000 | 3,403,000 | 4,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,493,000 | 13,592,000 | 14,774,000 | 15,924,000 |
| Total capital | 13,341,000 | 14,389,000 | 15,562,000 | 16,672,000 |
| Risk-weighted assets | 88,313,000 | 90,142,000 | 90,807,000 | 95,989,000 |