Call reports 2010
FIRSTIER BANK — 2010
What FIRSTIER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 889,370,000 | 809,252,000 | 781,542,000 | 764,090,000 |
| Total loans | 669,913,000 | 623,203,000 | 600,368,000 | 558,876,000 |
| Allowance for loan losses | 33,505,000 | 25,337,000 | 37,193,000 | 35,937,000 |
| Securities available for sale | 144,138,000 | 79,005,000 | 101,004,000 | 72,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 796,281,000 | 736,126,000 | 722,758,000 | 718,797,000 |
| Interest-bearing deposits | 768,916,000 | 710,903,000 | 697,758,000 | 694,107,000 |
| Noninterest-bearing deposits | 27,365,000 | 25,223,000 | 25,000,000 | 24,690,000 |
| Equity capital | 25,725,000 | 26,437,000 | 10,622,000 | -2,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,293,000 | 17,387,000 | 24,863,000 | 31,497,000 |
| Interest expense | 4,411,000 | 8,331,000 | 11,803,000 | 15,006,000 |
| Net interest income | 4,882,000 | 9,056,000 | 13,060,000 | 16,491,000 |
| Noninterest income | 148,000 | 365,000 | 4,002,000 | 4,542,000 |
| Noninterest expense | 4,765,000 | 9,530,000 | 16,936,000 | 22,717,000 |
| Provision for loan losses | 0 | 0 | 16,500,000 | 27,100,000 |
| Pretax income | 263,000 | 211,000 | -16,056,000 | -28,303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 211,000 | -16,056,000 | -28,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,220,000 | 26,167,000 | 9,901,000 | -2,347,000 |
| Total capital | 35,084,000 | 34,421,000 | 18,062,000 | -2,347,000 |
| Risk-weighted assets | 684,484,000 | 643,275,000 | 623,839,000 | 593,508,000 |