Call reports 2009
FIRSTIER BANK — 2009
What FIRSTIER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 825,669,000 | 836,410,000 | 885,143,000 | 868,621,000 |
| Total loans | 738,245,000 | 727,574,000 | 723,033,000 | 703,173,000 |
| Allowance for loan losses | 12,874,000 | 15,857,000 | 16,288,000 | 36,837,000 |
| Securities available for sale | 0 | 0 | 0 | 124,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 646,703,000 | 664,203,000 | 734,816,000 | 758,110,000 |
| Interest-bearing deposits | 616,796,000 | 632,690,000 | 701,539,000 | 730,343,000 |
| Noninterest-bearing deposits | 29,907,000 | 31,513,000 | 33,277,000 | 27,767,000 |
| Equity capital | 58,566,000 | 51,457,000 | 52,491,000 | 25,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,374,000 | 23,298,000 | 34,548,000 | 43,715,000 |
| Interest expense | 6,264,000 | 12,213,000 | 17,209,000 | 22,278,000 |
| Net interest income | 5,110,000 | 11,085,000 | 17,339,000 | 21,437,000 |
| Noninterest income | 512,000 | 934,000 | 1,289,000 | 195,000 |
| Noninterest expense | 3,311,000 | 7,335,000 | 11,045,000 | 18,327,000 |
| Provision for loan losses | 5,700,000 | 14,750,000 | 16,250,000 | 39,350,000 |
| Pretax income | -3,389,000 | -10,066,000 | -8,667,000 | -36,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,317,000 | -9,886,000 | -8,812,000 | -36,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,605,000 | 62,323,000 | 52,491,000 | 25,957,000 |
| Total capital | 79,059,000 | 71,818,000 | 61,811,000 | 35,040,000 |
| Risk-weighted assets | 752,166,000 | 753,279,000 | 738,724,000 | 698,121,000 |