Call reports 2008
FIRSTIER BANK — 2008
What FIRSTIER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 542,909,000 | 655,854,000 | 732,188,000 | 782,686,000 |
| Total loans | 515,752,000 | 624,056,000 | 679,717,000 | 715,576,000 |
| Allowance for loan losses | 4,971,000 | 4,799,000 | 5,642,000 | 7,296,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,499,000 | 537,583,000 | 592,608,000 | 606,104,000 |
| Interest-bearing deposits | 445,558,000 | 512,751,000 | 560,393,000 | 568,785,000 |
| Noninterest-bearing deposits | 26,941,000 | 24,832,000 | 32,215,000 | 37,319,000 |
| Equity capital | 47,501,000 | 58,627,000 | 64,101,000 | 62,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,757,000 | 19,866,000 | 31,326,000 | 43,497,000 |
| Interest expense | 5,392,000 | 11,133,000 | 17,303,000 | 23,781,000 |
| Net interest income | 4,365,000 | 8,733,000 | 14,023,000 | 19,716,000 |
| Noninterest income | 173,000 | 326,000 | 764,000 | 834,000 |
| Noninterest expense | 3,121,000 | 6,261,000 | 9,920,000 | 13,233,000 |
| Provision for loan losses | 550,000 | 1,200,000 | 1,995,000 | 5,195,000 |
| Pretax income | 867,000 | 1,598,000 | 2,872,000 | 2,122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 867,000 | 1,598,000 | 2,872,000 | 2,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,501,000 | 58,570,000 | 64,058,000 | 68,666,000 |
| Total capital | 52,472,000 | 63,369,000 | 69,700,000 | 75,962,000 |
| Risk-weighted assets | 516,998,000 | 627,337,000 | 675,314,000 | 730,712,000 |