Call reports 2007
FIRSTIER BANK — 2007
What FIRSTIER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 295,124,000 | 354,860,000 | 406,054,000 | 483,252,000 |
| Total loans | 277,854,000 | 326,746,000 | 384,927,000 | 441,030,000 |
| Allowance for loan losses | 3,291,000 | 3,796,000 | 4,410,000 | 4,420,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,354,000 | 322,213,000 | 369,396,000 | 438,820,000 |
| Interest-bearing deposits | 250,737,000 | 300,391,000 | 343,922,000 | 416,223,000 |
| Noninterest-bearing deposits | 17,617,000 | 21,822,000 | 25,474,000 | 22,597,000 |
| Equity capital | 25,048,000 | 30,340,000 | 33,761,000 | 42,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,893,000 | 14,997,000 | 24,346,000 | 34,267,000 |
| Interest expense | 3,180,000 | 7,017,000 | 11,337,000 | 16,289,000 |
| Net interest income | 3,713,000 | 7,980,000 | 13,009,000 | 17,978,000 |
| Noninterest income | 72,000 | 170,000 | 268,000 | 393,000 |
| Noninterest expense | 2,371,000 | 5,033,000 | 7,983,000 | 11,180,000 |
| Provision for loan losses | 600,000 | 1,100,000 | 1,700,000 | 2,300,000 |
| Pretax income | 814,000 | 2,017,000 | 3,594,000 | 4,891,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 814,000 | 2,017,000 | 3,594,000 | 4,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,048,000 | 30,340,000 | 33,761,000 | 42,018,000 |
| Total capital | 28,339,000 | 34,136,000 | 38,171,000 | 46,438,000 |
| Risk-weighted assets | 278,410,000 | 321,105,000 | 392,762,000 | 455,992,000 |