Call reports 2006
FIRSTIER BANK — 2006
What FIRSTIER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 174,921,000 | 230,705,000 | 240,421,000 | 284,271,000 |
| Total loans | 150,490,000 | 182,524,000 | 215,933,000 | 236,326,000 |
| Allowance for loan losses | 1,854,000 | 2,099,000 | 2,501,000 | 2,690,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,661,000 | 210,713,000 | 217,767,000 | 259,713,000 |
| Interest-bearing deposits | 144,723,000 | 192,013,000 | 194,971,000 | 240,019,000 |
| Noninterest-bearing deposits | 10,938,000 | 18,700,000 | 22,796,000 | 19,694,000 |
| Equity capital | 18,367,000 | 18,854,000 | 21,062,000 | 23,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,590,000 | 8,212,000 | 13,768,000 | 20,315,000 |
| Interest expense | 1,288,000 | 3,156,000 | 5,502,000 | 8,322,000 |
| Net interest income | 2,302,000 | 5,056,000 | 8,266,000 | 11,993,000 |
| Noninterest income | 28,000 | 82,000 | 142,000 | 223,000 |
| Noninterest expense | 1,463,000 | 3,122,000 | 5,066,000 | 7,046,000 |
| Provision for loan losses | 310,000 | 559,000 | 1,005,000 | 2,205,000 |
| Pretax income | 557,000 | 1,457,000 | 2,337,000 | 2,965,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 557,000 | 1,457,000 | 2,337,000 | 2,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,367,000 | 18,854,000 | 21,062,000 | 23,065,000 |
| Total capital | 20,221,000 | 20,953,000 | 23,563,000 | 25,755,000 |
| Risk-weighted assets | 159,231,000 | 196,235,000 | 226,558,000 | 249,196,000 |