Call reports 2005
FIRSTIER BANK — 2005
What FIRSTIER BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 72,171,000 | 93,503,000 | 128,465,000 | 140,295,000 |
| Total loans | 59,100,000 | 81,958,000 | 102,873,000 | 123,259,000 |
| Allowance for loan losses | 748,000 | 1,010,000 | 1,268,000 | 1,543,000 |
| Securities available for sale | 0 | 3,395,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,121,000 | 84,370,000 | 116,503,000 | 121,939,000 |
| Interest-bearing deposits | 53,831,000 | 70,533,000 | 106,434,000 | 108,934,000 |
| Noninterest-bearing deposits | 9,290,000 | 13,837,000 | 10,069,000 | 13,005,000 |
| Equity capital | 8,746,000 | 8,743,000 | 11,319,000 | 17,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,278,000 | 2,994,000 | 5,208,000 | 8,227,000 |
| Interest expense | 371,000 | 928,000 | 1,711,000 | 2,738,000 |
| Net interest income | 907,000 | 2,066,000 | 3,497,000 | 5,489,000 |
| Noninterest income | 16,000 | 36,000 | 63,000 | 90,000 |
| Noninterest expense | 726,000 | 1,569,000 | 2,623,000 | 3,914,000 |
| Provision for loan losses | 148,000 | 413,000 | 671,000 | 946,000 |
| Pretax income | 49,000 | 120,000 | 266,000 | 719,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 120,000 | 266,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,746,000 | 8,743,000 | 11,319,000 | 17,684,000 |
| Total capital | 9,494,000 | 9,753,000 | 12,587,000 | 19,227,000 |
| Risk-weighted assets | 63,975,000 | 88,152,000 | 111,948,000 | 140,187,000 |