Call reports 2004
FIRSTIER BANK — 2004
What FIRSTIER BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,300,000 | 42,439,000 | 43,537,000 | 55,234,000 |
| Total loans | 16,640,000 | 20,860,000 | 27,857,000 | 48,082,000 |
| Allowance for loan losses | 210,000 | 263,000 | 349,000 | 601,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,730,000 | 37,879,000 | 36,913,000 | 48,382,000 |
| Interest-bearing deposits | 27,875,000 | 31,768,000 | 30,921,000 | 43,242,000 |
| Noninterest-bearing deposits | 1,855,000 | 6,111,000 | 5,992,000 | 5,140,000 |
| Equity capital | 4,493,000 | 4,482,000 | 6,547,000 | 6,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 778,000 | 1,373,000 | 2,729,000 |
| Interest expense | 117,000 | 294,000 | 475,000 | 689,000 |
| Net interest income | 272,000 | 484,000 | 898,000 | 2,040,000 |
| Noninterest income | 16,000 | 53,000 | 73,000 | 89,000 |
| Noninterest expense | 360,000 | 717,000 | 1,149,000 | 1,903,000 |
| Provision for loan losses | 48,000 | 101,000 | 187,000 | 441,000 |
| Pretax income | -120,000 | -281,000 | -365,000 | -215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -120,000 | -281,000 | -365,000 | -215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,493,000 | 4,482,000 | 6,547,000 | 6,698,000 |
| Total capital | 4,703,000 | 4,745,000 | 6,896,000 | 7,299,000 |
| Risk-weighted assets | 21,414,000 | 25,708,000 | 32,185,000 | 51,314,000 |