Call reports 2003
FIRSTIER BANK — 2003
What FIRSTIER BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q4 |
|---|---|
| Total assets | 20,779,000 |
| Total loans | 13,460,000 |
| Allowance for loan losses | 162,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 16,130,000 |
| Interest-bearing deposits | 15,566,000 |
| Noninterest-bearing deposits | 564,000 |
| Equity capital | 4,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q4 |
|---|---|
| Interest income | 88,000 |
| Interest expense | 36,000 |
| Net interest income | 52,000 |
| Noninterest income | 4,000 |
| Noninterest expense | 281,000 |
| Provision for loan losses | 162,000 |
| Pretax income | -387,000 |
| Income tax | 0 |
| Net income | -387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q4 |
|---|---|
| Tier 1 capital | 4,613,000 |
| Total capital | 4,775,000 |
| Risk-weighted assets | 14,755,000 |