Call reports 2014
BUFFALO PRAIRIE STATE BANK — 2014
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,720,000 | 71,683,000 | 71,376,000 | 71,506,000 |
| Total loans | 13,694,000 | 13,895,000 | 14,199,000 | 11,847,000 |
| Allowance for loan losses | 364,000 | 367,000 | 269,000 | 298,000 |
| Securities available for sale | 53,396,000 | 54,417,000 | 44,111,000 | 47,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,735,000 | 61,358,000 | 61,055,000 | 64,795,000 |
| Interest-bearing deposits | 57,780,000 | 57,626,000 | 58,182,000 | 60,652,000 |
| Noninterest-bearing deposits | 3,955,000 | 3,732,000 | 2,873,000 | 4,143,000 |
| Equity capital | 9,866,000 | 10,210,000 | 10,203,000 | 6,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,039,000 | 1,619,000 | 2,045,000 |
| Interest expense | 184,000 | 366,000 | 551,000 | 735,000 |
| Net interest income | 338,000 | 673,000 | 1,068,000 | 1,310,000 |
| Noninterest income | 11,000 | 23,000 | 33,000 | 43,000 |
| Noninterest expense | 160,000 | 327,000 | 477,000 | 747,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 165,000 | 320,000 | 295,000 | 252,000 |
| Income tax | 11,000 | 21,000 | 0 | 0 |
| Net income | 154,000 | 299,000 | 295,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,036,000 | 10,182,000 | 10,177,000 | 6,535,000 |
| Total capital | 10,360,000 | 10,549,000 | 10,446,000 | 6,833,000 |
| Risk-weighted assets | 30,476,000 | 30,204,000 | 30,445,000 | 28,165,000 |