Call reports 2013
BUFFALO PRAIRIE STATE BANK — 2013
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 70,905,000 | 69,196,000 | 69,362,000 | 69,834,000 |
| Total loans | 15,806,000 | 15,799,000 | 15,030,000 | 14,378,000 |
| Allowance for loan losses | 267,000 | 293,000 | 317,000 | 339,000 |
| Securities available for sale | 50,144,000 | 49,523,000 | 50,211,000 | 51,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,703,000 | 59,986,000 | 59,932,000 | 60,604,000 |
| Interest-bearing deposits | 57,018,000 | 57,256,000 | 57,183,000 | 56,336,000 |
| Noninterest-bearing deposits | 3,685,000 | 2,730,000 | 2,749,000 | 4,268,000 |
| Equity capital | 9,912,000 | 9,082,000 | 9,292,000 | 9,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,035,000 | 1,561,000 | 2,094,000 |
| Interest expense | 203,000 | 398,000 | 591,000 | 782,000 |
| Net interest income | 310,000 | 637,000 | 970,000 | 1,312,000 |
| Noninterest income | 5,000 | 26,000 | 72,000 | 82,000 |
| Noninterest expense | 140,000 | 284,000 | 436,000 | 616,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 150,000 | 330,000 | 532,000 | 664,000 |
| Income tax | 28,000 | 22,000 | 48,000 | 46,000 |
| Net income | 122,000 | 308,000 | 484,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,414,000 | 9,599,000 | 9,775,000 | 9,882,000 |
| Total capital | 9,681,000 | 9,892,000 | 10,092,000 | 10,221,000 |
| Risk-weighted assets | 31,238,000 | 30,591,000 | 31,283,000 | 31,081,000 |