Call reports 2012
BUFFALO PRAIRIE STATE BANK — 2012
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,454,000 | 63,515,000 | 65,371,000 | 67,359,000 |
| Total loans | 16,292,000 | 16,135,000 | 15,264,000 | 15,537,000 |
| Allowance for loan losses | 195,000 | 214,000 | 244,000 | 268,000 |
| Securities available for sale | 40,546,000 | 42,454,000 | 44,172,000 | 46,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,846,000 | 53,391,000 | 55,009,000 | 57,115,000 |
| Interest-bearing deposits | 49,996,000 | 50,564,000 | 52,253,000 | 54,184,000 |
| Noninterest-bearing deposits | 2,850,000 | 2,827,000 | 2,755,000 | 2,931,000 |
| Equity capital | 9,336,000 | 9,728,000 | 9,919,000 | 9,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,020,000 | 1,506,000 | 1,994,000 |
| Interest expense | 220,000 | 435,000 | 647,000 | 853,000 |
| Net interest income | 282,000 | 585,000 | 859,000 | 1,141,000 |
| Noninterest income | 7,000 | 36,000 | 48,000 | 50,000 |
| Noninterest expense | 150,000 | 302,000 | 455,000 | 624,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 114,000 | 268,000 | 375,000 | 465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 390,000 | 497,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,967,000 | 9,121,000 | 9,229,000 | 9,292,000 |
| Total capital | 9,162,000 | 9,335,000 | 9,473,000 | 9,560,000 |
| Risk-weighted assets | 28,330,000 | 28,687,000 | 28,680,000 | 27,852,000 |