Call reports 2011
BUFFALO PRAIRIE STATE BANK — 2011
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 54,411,000 | 54,077,000 | 56,652,000 | 60,301,000 |
| Total loans | 18,107,000 | 17,951,000 | 17,997,000 | 15,349,000 |
| Allowance for loan losses | 254,000 | 279,000 | 142,000 | 171,000 |
| Securities available for sale | 32,497,000 | 30,096,000 | 33,629,000 | 38,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,955,000 | 44,939,000 | 47,089,000 | 50,741,000 |
| Interest-bearing deposits | 43,481,000 | 42,324,000 | 44,295,000 | 47,537,000 |
| Noninterest-bearing deposits | 2,474,000 | 2,615,000 | 2,794,000 | 3,204,000 |
| Equity capital | 8,272,000 | 8,806,000 | 9,136,000 | 9,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 986,000 | 1,485,000 | 1,974,000 |
| Interest expense | 231,000 | 456,000 | 683,000 | 915,000 |
| Net interest income | 256,000 | 530,000 | 802,000 | 1,059,000 |
| Noninterest income | 8,000 | 17,000 | 23,000 | 28,000 |
| Noninterest expense | 136,000 | 283,000 | 437,000 | 597,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 102,000 | 212,000 | 310,000 | 386,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 212,000 | 310,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,475,000 | 8,584,000 | 8,683,000 | 8,731,000 |
| Total capital | 8,729,000 | 8,862,000 | 8,825,000 | 8,908,000 |
| Risk-weighted assets | 24,809,000 | 24,916,000 | 27,990,000 | 26,796,000 |