Call reports 2010
BUFFALO PRAIRIE STATE BANK — 2010
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 50,847,000 | 49,286,000 | 50,339,000 | 52,917,000 |
| Total loans | 19,046,000 | 19,552,000 | 18,974,000 | 18,323,000 |
| Allowance for loan losses | 168,000 | 160,000 | 186,000 | 230,000 |
| Securities available for sale | 26,928,000 | 23,665,000 | 27,488,000 | 29,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,334,000 | 40,529,000 | 41,370,000 | 44,581,000 |
| Interest-bearing deposits | 40,417,000 | 38,156,000 | 39,440,000 | 41,524,000 |
| Noninterest-bearing deposits | 1,917,000 | 2,373,000 | 1,930,000 | 3,057,000 |
| Equity capital | 8,237,000 | 8,433,000 | 8,600,000 | 8,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,040,000 | 1,557,000 | 2,044,000 |
| Interest expense | 243,000 | 482,000 | 713,000 | 943,000 |
| Net interest income | 279,000 | 558,000 | 844,000 | 1,101,000 |
| Noninterest income | 6,000 | 16,000 | 26,000 | 32,000 |
| Noninterest expense | 130,000 | 267,000 | 405,000 | 567,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 129,000 | 255,000 | 387,000 | 461,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 255,000 | 387,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,068,000 | 8,193,000 | 8,327,000 | 8,373,000 |
| Total capital | 8,236,000 | 8,353,000 | 8,513,000 | 8,603,000 |
| Risk-weighted assets | 33,409,000 | 25,337,000 | 24,965,000 | 25,057,000 |