Call reports 2009
BUFFALO PRAIRIE STATE BANK — 2009
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 45,935,000 | 47,452,000 | 48,563,000 | 49,436,000 |
| Total loans | 16,129,000 | 16,358,000 | 17,927,000 | 18,435,000 |
| Allowance for loan losses | 249,000 | 270,000 | 126,000 | 142,000 |
| Securities available for sale | 24,838,000 | 25,418,000 | 26,398,000 | 26,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,740,000 | 39,295,000 | 40,059,000 | 41,108,000 |
| Interest-bearing deposits | 35,475,000 | 37,191,000 | 37,919,000 | 37,527,000 |
| Noninterest-bearing deposits | 2,265,000 | 2,104,000 | 2,140,000 | 3,581,000 |
| Equity capital | 7,782,000 | 7,901,000 | 8,172,000 | 8,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,068,000 | 1,605,000 | 2,120,000 |
| Interest expense | 275,000 | 545,000 | 811,000 | 1,066,000 |
| Net interest income | 265,000 | 523,000 | 794,000 | 1,054,000 |
| Noninterest income | 7,000 | 15,000 | 17,000 | 22,000 |
| Noninterest expense | 114,000 | 221,000 | 380,000 | 556,000 |
| Provision for loan losses | 20,000 | 39,000 | 62,000 | 86,000 |
| Pretax income | 137,000 | 274,000 | 364,000 | 426,000 |
| Income tax | 2,000 | 13,000 | 0 | 0 |
| Net income | 135,000 | 261,000 | 364,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,675,000 | 7,801,000 | 7,904,000 | 7,939,000 |
| Total capital | 7,924,000 | 8,071,000 | 8,030,000 | 8,081,000 |
| Risk-weighted assets | 22,292,000 | 22,692,000 | 24,053,000 | 24,418,000 |