Call reports 2008
BUFFALO PRAIRIE STATE BANK — 2008
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 43,329,000 | 43,314,000 | 43,986,000 | 45,956,000 |
| Total loans | 14,628,000 | 14,116,000 | 15,247,000 | 15,088,000 |
| Allowance for loan losses | 154,000 | 167,000 | 187,000 | 226,000 |
| Securities available for sale | 25,699,000 | 24,917,000 | 26,198,000 | 25,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,399,000 | 35,861,000 | 36,280,000 | 37,802,000 |
| Interest-bearing deposits | 33,078,000 | 33,706,000 | 34,121,000 | 35,156,000 |
| Noninterest-bearing deposits | 2,322,000 | 2,155,000 | 2,159,000 | 2,646,000 |
| Equity capital | 7,529,000 | 7,278,000 | 7,472,000 | 7,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,089,000 | 1,636,000 | 2,199,000 |
| Interest expense | 345,000 | 665,000 | 979,000 | 1,278,000 |
| Net interest income | 210,000 | 424,000 | 657,000 | 921,000 |
| Noninterest income | 5,000 | 14,000 | 22,000 | 28,000 |
| Noninterest expense | 103,000 | 214,000 | 333,000 | 479,000 |
| Provision for loan losses | 20,000 | 39,000 | 58,000 | 78,000 |
| Pretax income | 91,000 | 183,000 | 285,000 | 388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 183,000 | 285,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,270,000 | 7,362,000 | 7,465,000 | 7,540,000 |
| Total capital | 7,424,000 | 7,529,000 | 7,652,000 | 7,766,000 |
| Risk-weighted assets | 20,252,000 | 20,514,000 | 21,556,000 | 21,474,000 |