Call reports 2007
BUFFALO PRAIRIE STATE BANK — 2007
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,891,000 | 40,668,000 | 40,685,000 | 44,003,000 |
| Total loans | 12,695,000 | 13,531,000 | 14,319,000 | 13,117,000 |
| Allowance for loan losses | 102,000 | 118,000 | 121,000 | 134,000 |
| Securities available for sale | 25,435,000 | 24,387,000 | 24,370,000 | 27,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,833,000 | 33,522,000 | 33,302,000 | 36,443,000 |
| Interest-bearing deposits | 31,655,000 | 31,572,000 | 31,058,000 | 33,739,000 |
| Noninterest-bearing deposits | 2,178,000 | 1,950,000 | 2,244,000 | 2,704,000 |
| Equity capital | 6,854,000 | 6,942,000 | 7,070,000 | 7,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 1,014,000 | 1,542,000 | 2,084,000 |
| Interest expense | 316,000 | 649,000 | 987,000 | 1,337,000 |
| Net interest income | 177,000 | 365,000 | 555,000 | 747,000 |
| Noninterest income | 5,000 | 12,000 | 20,000 | 29,000 |
| Noninterest expense | 104,000 | 209,000 | 307,000 | 425,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 61,000 | 132,000 | 214,000 | 281,000 |
| Income tax | 0 | 0 | 0 | -13,000 |
| Net income | 61,000 | 132,000 | 214,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,973,000 | 7,044,000 | 7,126,000 | 7,179,000 |
| Total capital | 7,075,000 | 7,162,000 | 7,247,000 | 7,313,000 |
| Risk-weighted assets | 19,354,000 | 19,456,000 | 19,549,000 | 19,226,000 |