Call reports 2006
BUFFALO PRAIRIE STATE BANK — 2006
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,858,000 | 39,128,000 | 38,210,000 | 40,721,000 |
| Total loans | 11,597,000 | 11,696,000 | 11,686,000 | 10,988,000 |
| Allowance for loan losses | 234,000 | 244,000 | 259,000 | 215,000 |
| Securities available for sale | 27,152,000 | 25,650,000 | 24,631,000 | 27,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,226,000 | 32,580,000 | 31,567,000 | 33,767,000 |
| Interest-bearing deposits | 31,464,000 | 30,383,000 | 29,743,000 | 31,478,000 |
| Noninterest-bearing deposits | 2,762,000 | 2,197,000 | 1,823,000 | 2,289,000 |
| Equity capital | 6,447,000 | 6,389,000 | 6,465,000 | 6,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 956,000 | 1,423,000 | 1,872,000 |
| Interest expense | 273,000 | 557,000 | 843,000 | 1,140,000 |
| Net interest income | 210,000 | 399,000 | 580,000 | 732,000 |
| Noninterest income | 5,000 | 23,000 | 34,000 | 69,000 |
| Noninterest expense | 98,000 | 213,000 | 324,000 | 450,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 104,000 | 186,000 | 258,000 | 308,000 |
| Income tax | 11,000 | 9,000 | 5,000 | 0 |
| Net income | 93,000 | 177,000 | 253,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,724,000 | 6,808,000 | 6,884,000 | 6,913,000 |
| Total capital | 6,958,000 | 7,052,000 | 7,104,000 | 7,128,000 |
| Risk-weighted assets | 20,075,000 | 20,031,000 | 17,517,000 | 17,159,000 |