Call reports 2005
BUFFALO PRAIRIE STATE BANK — 2005
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,901,000 | 41,244,000 | 40,088,000 | 42,230,000 |
| Total loans | 11,705,000 | 11,602,000 | 12,129,000 | 11,752,000 |
| Allowance for loan losses | 173,000 | 189,000 | 211,000 | 223,000 |
| Securities available for sale | 27,275,000 | 27,068,000 | 26,314,000 | 28,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,304,000 | 34,371,000 | 33,281,000 | 35,631,000 |
| Interest-bearing deposits | 32,529,000 | 32,549,000 | 31,496,000 | 32,899,000 |
| Noninterest-bearing deposits | 1,775,000 | 1,822,000 | 1,785,000 | 2,732,000 |
| Equity capital | 6,337,000 | 6,588,000 | 6,570,000 | 6,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 924,000 | 1,379,000 | 1,859,000 |
| Interest expense | 220,000 | 439,000 | 672,000 | 931,000 |
| Net interest income | 247,000 | 485,000 | 707,000 | 928,000 |
| Noninterest income | 11,000 | 16,000 | 22,000 | 27,000 |
| Noninterest expense | 116,000 | 245,000 | 371,000 | 518,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 127,000 | 230,000 | 314,000 | 372,000 |
| Income tax | 20,000 | 31,000 | 36,000 | 54,000 |
| Net income | 107,000 | 199,000 | 278,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,448,000 | 6,540,000 | 6,619,000 | 6,632,000 |
| Total capital | 6,621,000 | 6,729,000 | 6,830,000 | 6,855,000 |
| Risk-weighted assets | 17,808,000 | 17,740,000 | 19,980,000 | 20,443,000 |