Call reports 2004
BUFFALO PRAIRIE STATE BANK — 2004
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,135,000 | 40,742,000 | 40,138,000 | 40,995,000 |
| Total loans | 12,464,000 | 12,002,000 | 12,672,000 | 12,063,000 |
| Allowance for loan losses | 161,000 | 158,000 | 172,000 | 153,000 |
| Securities available for sale | 26,370,000 | 26,929,000 | 25,476,000 | 25,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,084,000 | 34,215,000 | 33,165,000 | 34,160,000 |
| Interest-bearing deposits | 32,284,000 | 32,633,000 | 31,390,000 | 31,490,000 |
| Noninterest-bearing deposits | 1,800,000 | 1,582,000 | 1,775,000 | 2,670,000 |
| Equity capital | 6,601,000 | 6,267,000 | 6,592,000 | 6,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 477,000 | 947,000 | 1,415,000 | 1,875,000 |
| Interest expense | 209,000 | 412,000 | 617,000 | 819,000 |
| Net interest income | 268,000 | 535,000 | 798,000 | 1,056,000 |
| Noninterest income | 5,000 | 13,000 | 18,000 | 24,000 |
| Noninterest expense | 121,000 | 244,000 | 364,000 | 515,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 134,000 | 266,000 | 422,000 | 514,000 |
| Income tax | 27,000 | 51,000 | 80,000 | 109,000 |
| Net income | 107,000 | 215,000 | 342,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,070,000 | 6,177,000 | 6,305,000 | 6,341,000 |
| Total capital | 6,231,000 | 6,335,000 | 6,477,000 | 6,494,000 |
| Risk-weighted assets | 18,560,000 | 18,024,000 | 18,607,000 | 18,115,000 |