Call reports 2003
BUFFALO PRAIRIE STATE BANK — 2003
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,367,000 | 38,824,000 | 38,816,000 | 41,261,000 |
| Total loans | 12,248,000 | 12,185,000 | 12,484,000 | 11,761,000 |
| Allowance for loan losses | 340,000 | 358,000 | 377,000 | 253,000 |
| Securities available for sale | 23,199,000 | 23,600,000 | 23,395,000 | 25,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,685,000 | 31,829,000 | 32,175,000 | 34,508,000 |
| Interest-bearing deposits | 29,687,000 | 30,074,000 | 30,551,000 | 32,230,000 |
| Noninterest-bearing deposits | 1,998,000 | 1,755,000 | 1,624,000 | 2,278,000 |
| Equity capital | 6,224,000 | 6,494,000 | 6,304,000 | 6,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 994,000 | 1,479,000 | 1,966,000 |
| Interest expense | 246,000 | 479,000 | 699,000 | 918,000 |
| Net interest income | 252,000 | 515,000 | 780,000 | 1,048,000 |
| Noninterest income | 7,000 | 11,000 | 18,000 | 24,000 |
| Noninterest expense | 119,000 | 233,000 | 352,000 | 509,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 121,000 | 254,000 | 386,000 | 484,000 |
| Income tax | 27,000 | 58,000 | 88,000 | 107,000 |
| Net income | 94,000 | 196,000 | 298,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,707,000 | 5,809,000 | 5,911,000 | 5,962,000 |
| Total capital | 5,929,000 | 6,032,000 | 6,140,000 | 6,188,000 |
| Risk-weighted assets | 17,670,000 | 17,734,000 | 18,141,000 | 18,051,000 |