Call reports 2002
BUFFALO PRAIRIE STATE BANK — 2002
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,517,000 | 34,009,000 | 35,253,000 | 37,332,000 |
| Total loans | 10,444,000 | 10,288,000 | 11,179,000 | 11,005,000 |
| Allowance for loan losses | 264,000 | 289,000 | 314,000 | 329,000 |
| Securities available for sale | 19,596,000 | 19,510,000 | 22,146,000 | 24,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,709,000 | 27,795,000 | 28,647,000 | 30,666,000 |
| Interest-bearing deposits | 26,047,000 | 26,356,000 | 27,308,000 | 28,689,000 |
| Noninterest-bearing deposits | 1,662,000 | 1,439,000 | 1,339,000 | 1,977,000 |
| Equity capital | 5,579,000 | 5,861,000 | 6,134,000 | 6,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 971,000 | 1,456,000 | 1,961,000 |
| Interest expense | 282,000 | 546,000 | 810,000 | 1,069,000 |
| Net interest income | 214,000 | 425,000 | 646,000 | 892,000 |
| Noninterest income | 8,000 | 11,000 | 18,000 | 25,000 |
| Noninterest expense | 112,000 | 224,000 | 338,000 | 475,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 86,000 | 170,000 | 258,000 | 350,000 |
| Income tax | 16,000 | 30,000 | 47,000 | 54,000 |
| Net income | 70,000 | 140,000 | 211,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,414,000 | 5,484,000 | 5,555,000 | 5,613,000 |
| Total capital | 5,621,000 | 5,694,000 | 5,760,000 | 5,821,000 |
| Risk-weighted assets | 16,456,000 | 16,744,000 | 16,348,000 | 16,541,000 |