Call reports 2001
BUFFALO PRAIRIE STATE BANK — 2001
What BUFFALO PRAIRIE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,481,000 | 31,753,000 | 32,740,000 | 33,826,000 |
| Total loans | 10,709,000 | 10,667,000 | 10,803,000 | 9,995,000 |
| Allowance for loan losses | 240,000 | 265,000 | 269,000 | 239,000 |
| Securities available for sale | 16,843,000 | 17,646,000 | 19,623,000 | 21,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,800,000 | 26,015,000 | 26,654,000 | 27,929,000 |
| Interest-bearing deposits | 23,427,000 | 24,647,000 | 25,248,000 | 26,050,000 |
| Noninterest-bearing deposits | 2,373,000 | 1,368,000 | 1,406,000 | 1,879,000 |
| Equity capital | 5,423,000 | 5,460,000 | 5,697,000 | 5,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,059,000 | 1,581,000 | 2,090,000 |
| Interest expense | 337,000 | 668,000 | 1,001,000 | 1,308,000 |
| Net interest income | 197,000 | 391,000 | 580,000 | 782,000 |
| Noninterest income | 3,000 | 9,000 | 13,000 | 20,000 |
| Noninterest expense | 103,000 | 205,000 | 314,000 | 446,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 73,000 | 147,000 | 207,000 | 266,000 |
| Income tax | 10,000 | 21,000 | 25,000 | 19,000 |
| Net income | 63,000 | 126,000 | 182,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,187,000 | 5,250,000 | 5,306,000 | 5,344,000 |
| Total capital | 5,389,000 | 5,465,000 | 5,530,000 | 5,544,000 |
| Risk-weighted assets | 16,143,000 | 16,365,000 | 17,864,000 | 15,920,000 |