Call reports 2014
HERRIN SECURITY BANK — 2014
What HERRIN SECURITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 104,134,000 | 102,047,000 | 101,914,000 |
| Total loans | 51,461,000 | 50,716,000 | 50,406,000 |
| Allowance for loan losses | 678,000 | 568,000 | 588,000 |
| Securities available for sale | 42,562,000 | 43,315,000 | 44,494,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 93,121,000 | 90,308,000 | 89,994,000 |
| Interest-bearing deposits | 77,112,000 | 74,541,000 | 74,807,000 |
| Noninterest-bearing deposits | 16,009,000 | 15,767,000 | 15,187,000 |
| Equity capital | 10,850,000 | 11,563,000 | 11,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 970,000 | 1,922,000 | 2,889,000 |
| Interest expense | 111,000 | 216,000 | 319,000 |
| Net interest income | 859,000 | 1,706,000 | 2,570,000 |
| Noninterest income | 102,000 | 214,000 | 324,000 |
| Noninterest expense | 614,000 | 1,322,000 | 1,989,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 |
| Pretax income | 335,000 | 597,000 | 892,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 335,000 | 597,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 10,830,000 | 11,091,000 | 11,295,000 |
| Total capital | 11,485,000 | 11,659,000 | 11,883,000 |
| Risk-weighted assets | 52,324,000 | 51,570,000 | 52,659,000 |