Call reports 2013
HERRIN SECURITY BANK — 2013
What HERRIN SECURITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 108,229,000 | 104,062,000 | 103,753,000 | 104,856,000 |
| Total loans | 53,543,000 | 52,209,000 | 52,058,000 | 50,922,000 |
| Allowance for loan losses | 619,000 | 644,000 | 657,000 | 638,000 |
| Securities available for sale | 43,407,000 | 40,354,000 | 41,615,000 | 42,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,615,000 | 93,112,000 | 92,883,000 | 94,299,000 |
| Interest-bearing deposits | 80,468,000 | 77,764,000 | 78,013,000 | 78,738,000 |
| Noninterest-bearing deposits | 16,147,000 | 15,348,000 | 14,870,000 | 15,561,000 |
| Equity capital | 11,434,000 | 10,770,000 | 10,658,000 | 10,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,034,000 | 2,976,000 | 3,972,000 |
| Interest expense | 141,000 | 274,000 | 394,000 | 510,000 |
| Net interest income | 887,000 | 1,760,000 | 2,582,000 | 3,462,000 |
| Noninterest income | 84,000 | 185,000 | 303,000 | 411,000 |
| Noninterest expense | 633,000 | 1,303,000 | 1,944,000 | 2,674,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 331,000 | 620,000 | 948,000 | 1,191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 331,000 | 620,000 | 948,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,502,000 | 10,699,000 | 10,931,000 | 10,590,000 |
| Total capital | 11,143,000 | 11,314,000 | 11,557,000 | 11,225,000 |
| Risk-weighted assets | 50,677,000 | 48,403,000 | 49,252,000 | 51,914,000 |