Call reports 2012
HERRIN SECURITY BANK — 2012
What HERRIN SECURITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 108,944,000 | 108,156,000 | 106,361,000 | 106,666,000 |
| Total loans | 50,070,000 | 54,853,000 | 56,942,000 | 56,343,000 |
| Allowance for loan losses | 578,000 | 615,000 | 586,000 | 607,000 |
| Securities available for sale | 46,887,000 | 45,166,000 | 40,031,000 | 32,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,122,000 | 96,089,000 | 93,715,000 | 95,173,000 |
| Interest-bearing deposits | 81,481,000 | 80,776,000 | 79,037,000 | 79,048,000 |
| Noninterest-bearing deposits | 15,642,000 | 15,313,000 | 14,678,000 | 16,125,000 |
| Equity capital | 11,630,000 | 11,879,000 | 12,431,000 | 11,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,137,000 | 2,267,000 | 3,418,000 | 4,524,000 |
| Interest expense | 170,000 | 338,000 | 501,000 | 656,000 |
| Net interest income | 967,000 | 1,929,000 | 2,917,000 | 3,868,000 |
| Noninterest income | 94,000 | 187,000 | 329,000 | 468,000 |
| Noninterest expense | 620,000 | 1,362,000 | 2,072,000 | 2,912,000 |
| Provision for loan losses | 15,000 | 60,000 | 75,000 | 90,000 |
| Pretax income | 426,000 | 703,000 | 1,124,000 | 1,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 426,000 | 703,000 | 1,124,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,305,000 | 10,582,000 | 11,003,000 | 10,171,000 |
| Total capital | 10,905,000 | 11,219,000 | 11,611,000 | 10,801,000 |
| Risk-weighted assets | 51,005,000 | 54,763,000 | 52,941,000 | 52,432,000 |