Call reports 2011
HERRIN SECURITY BANK — 2011
What HERRIN SECURITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 108,199,000 | 106,398,000 | 108,449,000 | 107,022,000 |
| Total loans | 45,845,000 | 43,474,000 | 47,146,000 | 47,920,000 |
| Allowance for loan losses | 637,000 | 557,000 | 543,000 | 562,000 |
| Securities available for sale | 47,909,000 | 50,206,000 | 48,893,000 | 48,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,053,000 | 94,688,000 | 96,015,000 | 94,692,000 |
| Interest-bearing deposits | 84,065,000 | 81,277,000 | 80,708,000 | 80,574,000 |
| Noninterest-bearing deposits | 12,988,000 | 13,411,000 | 15,307,000 | 14,118,000 |
| Equity capital | 10,917,000 | 11,515,000 | 12,176,000 | 12,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,281,000 | 3,422,000 | 4,575,000 |
| Interest expense | 230,000 | 438,000 | 626,000 | 807,000 |
| Net interest income | 899,000 | 1,843,000 | 2,796,000 | 3,768,000 |
| Noninterest income | 86,000 | 267,000 | 381,000 | 441,000 |
| Noninterest expense | 725,000 | 1,570,000 | 2,291,000 | 3,191,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 103,000 |
| Pretax income | 260,000 | 525,000 | 856,000 | 996,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 260,000 | 525,000 | 856,000 | 996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,022,000 | 10,289,000 | 10,616,000 | 10,758,000 |
| Total capital | 10,659,000 | 10,847,000 | 11,159,000 | 11,342,000 |
| Risk-weighted assets | 52,747,000 | 46,412,000 | 50,038,000 | 49,068,000 |