Call reports 2010
HERRIN SECURITY BANK — 2010
What HERRIN SECURITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 113,088,000 | 108,732,000 | 108,112,000 | 107,694,000 |
| Total loans | 52,500,000 | 52,853,000 | 51,486,000 | 47,443,000 |
| Allowance for loan losses | 855,000 | 836,000 | 711,000 | 640,000 |
| Securities available for sale | 45,528,000 | 45,945,000 | 43,266,000 | 45,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,132,000 | 97,352,000 | 96,522,000 | 96,530,000 |
| Interest-bearing deposits | 91,214,000 | 86,114,000 | 84,772,000 | 84,343,000 |
| Noninterest-bearing deposits | 10,918,000 | 11,238,000 | 11,750,000 | 12,187,000 |
| Equity capital | 10,609,000 | 11,102,000 | 11,267,000 | 10,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,361,000 | 2,669,000 | 3,889,000 | 5,095,000 |
| Interest expense | 379,000 | 722,000 | 1,017,000 | 1,280,000 |
| Net interest income | 982,000 | 1,947,000 | 2,872,000 | 3,815,000 |
| Noninterest income | 89,000 | 189,000 | 366,000 | 447,000 |
| Noninterest expense | 787,000 | 1,608,000 | 2,493,000 | 3,338,000 |
| Provision for loan losses | 10,000 | 35,000 | 135,000 | 165,000 |
| Pretax income | 274,000 | 493,000 | 610,000 | 759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 493,000 | 610,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,643,000 | 9,862,000 | 9,979,000 | 10,128,000 |
| Total capital | 10,377,000 | 10,577,000 | 10,690,000 | 10,768,000 |
| Risk-weighted assets | 57,853,000 | 57,070,000 | 56,130,000 | 53,081,000 |