Call reports 2009
HERRIN SECURITY BANK — 2009
What HERRIN SECURITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 114,467,000 | 112,863,000 | 116,170,000 | 114,053,000 |
| Total loans | 56,341,000 | 53,255,000 | 53,484,000 | 53,617,000 |
| Allowance for loan losses | 1,129,000 | 894,000 | 944,000 | 917,000 |
| Securities available for sale | 41,231,000 | 40,735,000 | 43,696,000 | 40,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,714,000 | 98,472,000 | 101,579,000 | 103,278,000 |
| Interest-bearing deposits | 88,485,000 | 84,618,000 | 88,422,000 | 89,109,000 |
| Noninterest-bearing deposits | 11,230,000 | 13,854,000 | 13,158,000 | 14,169,000 |
| Equity capital | 9,989,000 | 9,706,000 | 10,332,000 | 10,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,645,000 | 3,954,000 | 5,279,000 |
| Interest expense | 568,000 | 1,098,000 | 1,596,000 | 2,045,000 |
| Net interest income | 766,000 | 1,547,000 | 2,358,000 | 3,234,000 |
| Noninterest income | 43,000 | 180,000 | 279,000 | 371,000 |
| Noninterest expense | 893,000 | 1,781,000 | 2,711,000 | 3,561,000 |
| Provision for loan losses | 100,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | -184,000 | -194,000 | -214,000 | 7,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -184,000 | -194,000 | -214,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,178,000 | 9,168,000 | 9,148,000 | 9,368,000 |
| Total capital | 9,921,000 | 9,778,000 | 9,893,000 | 10,104,000 |
| Risk-weighted assets | 59,355,000 | 56,520,000 | 58,634,000 | 58,045,000 |