Call reports 2007
HERRIN SECURITY BANK — 2007
What HERRIN SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 132,719,000 | 130,003,000 | 128,151,000 | 126,058,000 |
| Total loans | 81,556,000 | 79,070,000 | 75,706,000 | 70,909,000 |
| Allowance for loan losses | 1,202,000 | 1,353,000 | 1,301,000 | 2,299,000 |
| Securities available for sale | 46,113,000 | 43,952,000 | 43,626,000 | 41,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,161,000 | 113,056,000 | 111,001,000 | 111,563,000 |
| Interest-bearing deposits | 100,400,000 | 99,510,000 | 99,202,000 | 99,234,000 |
| Noninterest-bearing deposits | 12,761,000 | 13,546,000 | 11,799,000 | 12,329,000 |
| Equity capital | 11,499,000 | 10,728,000 | 11,296,000 | 8,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,120,000 | 4,149,000 | 5,930,000 | 7,020,000 |
| Interest expense | 1,035,000 | 2,029,000 | 3,033,000 | 3,970,000 |
| Net interest income | 1,085,000 | 2,120,000 | 2,897,000 | 3,050,000 |
| Noninterest income | 83,000 | 151,000 | 261,000 | 360,000 |
| Noninterest expense | 890,000 | 1,778,000 | 2,583,000 | 3,477,000 |
| Provision for loan losses | 150,000 | 331,000 | 526,000 | 3,050,000 |
| Pretax income | 128,000 | 162,000 | 49,000 | -3,117,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 162,000 | 49,000 | -3,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,398,000 | 12,346,000 | 12,233,000 | 9,066,000 |
| Total capital | 13,417,000 | 13,316,000 | 13,128,000 | 10,028,000 |
| Risk-weighted assets | 81,312,000 | 79,618,000 | 71,215,000 | 75,601,000 |