Call reports 2006
HERRIN SECURITY BANK — 2006
What HERRIN SECURITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 138,057,000 | 137,596,000 | 140,354,000 | 139,445,000 |
| Total loans | 83,093,000 | 84,442,000 | 84,576,000 | 85,429,000 |
| Allowance for loan losses | 175,000 | 175,000 | 1,048,000 | 1,077,000 |
| Securities available for sale | 48,269,000 | 45,552,000 | 48,787,000 | 47,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,258,000 | 105,760,000 | 113,919,000 | 116,856,000 |
| Interest-bearing deposits | 94,729,000 | 92,165,000 | 101,764,000 | 104,972,000 |
| Noninterest-bearing deposits | 12,529,000 | 13,595,000 | 12,155,000 | 11,884,000 |
| Equity capital | 12,072,000 | 11,413,000 | 10,942,000 | 11,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,021,000 | 4,113,000 | 6,181,000 | 8,378,000 |
| Interest expense | 824,000 | 1,703,000 | 2,676,000 | 3,767,000 |
| Net interest income | 1,197,000 | 2,410,000 | 3,505,000 | 4,611,000 |
| Noninterest income | 97,000 | 206,000 | 321,000 | 397,000 |
| Noninterest expense | 796,000 | 1,582,000 | 2,484,000 | 3,546,000 |
| Provision for loan losses | -4,000 | 53,000 | 1,462,000 | 1,462,000 |
| Pretax income | 502,000 | 981,000 | -120,000 | 0 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 502,000 | 981,000 | -120,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,541,000 | 13,517,000 | 12,150,000 | 12,270,000 |
| Total capital | 13,716,000 | 13,692,000 | 13,198,000 | 13,318,000 |
| Risk-weighted assets | 82,254,000 | 83,305,000 | 83,739,000 | 83,779,000 |